The ICON Group
We are an independent insurance agency with one priority—you. Because we represent multiple insurance companies, we have access to a variety of coverage options to bring you the best value when it comes to price, policy, and service.
Insurance alone only gets you so far. That’s why having the right insurance advisor and advocate by your side is essential. By building a relationship with you, we are able to inform you about your unique risks while offering comprehensive insurance solutions to help protect you from the unexpected and plan for the predictable.
Above all else, we take pride in putting your needs first, while serving you with honesty and integrity. By taking a service-oriented approach to insurance, we go the extra mile to find the right coverage to ensure your peace of mind. Because protecting what matters most to you is what we’re here for. Read more about us!
Our Insurance Specialties
We write insurance solutions throughout the greater St. Louis, MO area, with a focus in St. Louis County and St. Charles County.
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What Makes The ICON Group Special
Here’s what sets us apart when it comes to serving your insurance needs.
Community Focused
We give back to our community and get involved with the charities we support.
Clients Come First
We go the extra mile to exceed your expectations, no matter what you need.
Experienced Agents
With extensive experience, we understand what it takes to bring you quality coverage.
Interactive Graphic
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Get a glimpse of the risks you face and how your insurance can protect what matters most.
Property Damage Liability
Risk Factor
You can be held responsible if you significantly damage another vehicle and/or property. Do you have enough coverage to protect yourself from the risk?
Solution
Your standard auto policy limit could easily be exhausted if you are found to be at fault. An umbrella or excess liability policy provides an extra layer of protection once your standard liability limits are exhausted. It’s a cost-effective way to ensure the peace of mind you deserve.
Bodily Injury Liability
Risk Factor
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into a pedestrian, bicycle, or another vehicle. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Solution
An umbrella or excess liability policy helps extend your coverage to better protect you against these significant costs. It’s the ideal coverage to provide peace of mind, even when the unthinkable happens.
Lawsuits
Risk Factor
You invite guests over for a pool party and one of your guests dives into the shallow end of the pool and is permanently injured. They hire a lawyer to represent them and after a long legal battle, you and your family are left financially responsible for their injuries. Do you have enough money in savings to cover your legal responsibilities as well as the legal defense costs?
Solution
An umbrella or excess liability policy increases your personal liability limits by adding protection over and above your current auto, boat, or homeowners policies - providing real financial value, as well as priceless peace of mind. Excess liability insurance is available either by an endorsement to your homeowners policy or available as separate coverage.
Watercraft Liability
Risk Factor
Accidents can happen to anyone at any time, even those who have been out on the water for years. Personal watercraft insurance is a necessity, but sometimes the limit these policies provide isn't enough.
Solution
Your standard watercraft policy limit could easily be exhausted if you are found to be at fault for property damage or personal injury. An umbrella or excess liability policy can extend those limits, providing you an additional layer of financial protection.
Umbrella Insurance 101
Make sure you cover the unique risks you face with umbrella insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.
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What Makes Us Different?
The advantage of an independent agency working for you.
We represent multiple insurance companies.
We are by your side every step of the way.
We offer a wide variety of insurance solutions.
We are there for you in your time of need.
